Senin, 20 Juni 2022

How to Apply for a BRI Credit Card & Choice of Financial Products

If you are currently planning to apply for a BRI credit card, there are several things you need to know about credit cards issued by this government-owned bank. You also need to know the requirements and how to apply for a BRI credit card correctly so that your credit card application is successful.


Choosing a credit card is not an easy matter. Because currently all banks are competing to provide attractive offers in their credit card products.


This includes Bank Rakyat Indonesia, which continues to develop its credit card products. Various promos and attractive features are offered by this state-owned bank to its credit card customers.


Like other banks, BRI also has a variety of credit card products that customers can choose according to their needs. These include BRI Easy Card, BRI Platinum, BRI JCB Platinum, BRI Wonderful Indonesia, BRI World Access, BRI Touch, BRI Business Card, BRI Infinite, BRI Corporate Card, BRI Touch Cardless, and Traveloka Paylater Card.


For more details, Sepulsa has summarized a number of information requirements and how to apply for a BRI credit card as follows:


Types of BRI Credit Card Products

Before knowing how to apply for a BRI credit card, it is important for you to know which BRI credit card product you will choose. BRI offers various types of credit cards that can be tailored to the needs of its customers. Each credit card has different conditions, ranging from credit card limits, minimum income and annual fees.

  • BRI Easy Card: A credit card issued by BRI to individuals to facilitate daily transactions. This BRI Easy Card requires customers to have a minimum income of IDR 3 million per month and an initial limit of IDR 5-14.99 million.
  • BRI Platinum: BRI Credit Card aimed at individuals to facilitate the fulfillment of personal lifestyle. For this type of credit card, it has an initial limit of IDR 40-99.99 million with a minimum customer income of IDR 8.5 million.
  • BRI JCB Platinum: BRI Credit Card aimed at individuals as a travel and sports card product for the professional and business segments, especially for traveling to Asian countries. This type of credit card requires customers to have a minimum income of IDR 5 million per month with an initial limit of IDR 15 million-39.99 million.
  • BRI Wonderful Indonesia: This credit card is intended for individuals who want to enjoy the natural beauty and culture of Indonesia. This credit card in collaboration with the Ministry of Tourism requires customers to earn a minimum of IDR 5 million per month with an initial limit of IDR 15 million-999.99 million.
  • BRI World Access: Credit card issued to assist customers in business trips and traveling both at home and abroad. This type of credit card requires customers to have a minimum income of IDR 30 million per month with an initial limit of IDR 100 million-999.99 million
  • BRI Touch: This credit card is an additional credit card to facilitate online transactions and simplify the millennial personal lifestyle. With an initial limit of IDR 5-14.99 million, customers who want to have this credit card must earn a minimum of IDR 3 million.
  • BRI Business Card: This type of credit card is intended for customer employees of companies that collaborate with BRI.
  • BRI Infinite: This credit card is specifically intended for BRI priority customers as a lifestyle card. Customers who can have this credit card are BRI priority customers with a minimum AUM of IDR 500 million or according to the AUM Priority provisions.
  • BRI Touch Cardless; This type of credit card is issued by BRI not to be printed or used for online transactions.
  • BRI Corporate Card; Credit cards that have a limit of IDR 5 million-999.99 million
  • Traveloka Paylater Card; A credit card resulting from BRI's co-branding with PT Traveloka Group.

BRI Credit Card Application Requirements

Requirements are things you need to pay attention to when applying for a BRI credit card. There are requirements and documents that must be met, including:


General Terms

  • Minimum age of customer is 21 years and maximum 45 years for primary card holders, for additional card holders a minimum of 17 years
  • Have an ID card for Indonesian citizens and KITAS for foreigners

Document

  • Photocopy of KTP/KITAS
  • Proof of income for salary slips, SKP, SPT for employees and professionals
  • Photocopy of the savings account of entrepreneurial customers in the last two months
  • Photocopy of professional license for professionals
  • Photocopy of deed of establishment of SIUP/TDP for entrepreneurs
  • NPWP

How to Apply for a BRI Credit Card


After knowing the requirements and BRI credit card products, then you can apply for a BRI credit card according to your choice and needs. How to apply for a BRI credit card can be done directly through the nearest BRI Bank office.

However, BRI also makes it easier for customers by providing a way to apply for a BRI credit card online. Steps and how to apply for a BRI credit card online, including:

  1. Visit the kartukredit.bri.co.id website, then fill out the online application form completely
  2. When filling out the form, the customer is asked to fill out the form completely, and will be asked to prepare an ID card and NPWP document
  3. After completing the form and fulfilling the requirements, print out a PDF file that the customer will get after filling out the form.
  4. Next, the BRI courier officer will take a printed form that has been affixed with a signature.

Special Customer Service How to Apply for a BRI Credit Card


In addition to providing a way to apply for a BRI credit card online, BRI also provides a BRI credit card application form (download). This service is for those who cannot apply for a credit card online or live outside Jabodetabek. The trick, the customer first downloads the BRI credit card application form and submits a credit card to the nearest BRI branch office:

The steps taken are as follows:

  1. Download application form
  2. Print application form
  3. Complete the application and sign the customer's signature sheet
  4. Next, attach a photocopy of your KTP/Passport and proof of income statement (salary slip or account mutation for the last 3 months)
  5. After that, visit the nearest BRI branch office or send by post to the BRI Card Center at Graha Atrium Komplek Ruko Blok C No. 9-12 Jalan Raya Senen No 135 Central Jakarta 10410

BRI Credit Card Mobile


BRI provides convenience to its credit card customers by providing the BRI Credit Card Mobile application, which is an application that can be used by BRI credit card holders to access BRI credit card services from their smartphone gadget (mobile assistance).

Through this application, credit card customers can access services ranging from information on remaining limits, credit card mutations, billing history (billing sheets), converting transactions into installments, registering e-statements.

So, that's information about products, services and how to apply for a BRI credit card that Sepulsa has summarized for you. Hopefully this article can help you in applying for a BRI credit card.

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